National Housing Act

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Sections575

• 1Short title

  This Act may be cited as the National Housing Act.

• 2Definitions

  In this Act,

• 2[p2]Repealed

  approved instalment credit agency[Repealed, R.S., 1985, c. 25 (4th Supp.), s. 1]

• 2[p3]

  approved lender means a person designated as an approved lender by the Corporation under section 5; (prêteur agréé)

• 2[p4]Repealed

  approved loan[Repealed, 1999, c. 27, s. 1]

• 2[p5]Repealed

  bank[Repealed, R.S., 1985, c. 25 (4th Supp.), s. 1]

• 2[p6]Repealed

  borrowers’ charges[Repealed, R.S., 1985, c. 25 (4th Supp.), s. 1]

• 2[p7]

  builder means a person who builds houses for sale or for rent; (constructeur)

• 2[p8]Repealed

  condominium unit[Repealed, 1999, c. 27, s. 1]

• 2[p9]Repealed

  cooperative housing project[Repealed, 1999, c. 27, s. 1]

• 2[p10]

  Corporation means the Canada Mortgage and Housing Corporation established by the Canada Mortgage and Housing Corporation Act; (Société)

• 2[p11]

  cost of construction means the aggregate of

• 2[p11](a)

  the cost or appraised value of the land, whichever is the lesser, or, in the case of land acquired by gift or devise, the appraised value of the land,

• 2[p11](b)

  actual expenditure for building,

• 2[p11](c)

  the architectural, legal and other expenses and carrying charges necessary to complete the house or housing project,

• 2[p11](d)

  where work is done by the owner, such amount as the Corporation may fix as the value of the work, and

• 2[p11](e)

  land development costs and carrying charges; (coût de construction)

• 2[p17]Repealed

  cost of construction of a family housing unit[Repealed, 1999, c. 27, s. 1]

• 2[p18]Repealed

  cost of conversion[Repealed, 1999, c. 27, s. 1]

• 2[p19]Repealed

  designated area[Repealed, 1999, c. 27, s. 1]

• 2[p20]

  family housing unit means a unit providing therein living, sleeping, eating, food preparation and sanitary facilities for one family, with or without other essential facilities shared with other family housing units; (logement familial)

• 2[p21]

  family of low income means a family that receives a total family income that, in the opinion of the Corporation, is insufficient to permit it to rent housing accommodation adequate for its needs at the current rental market in the area in which the family lives; (famille à faible revenu)

• 2[p22]Repealed

  farm[Repealed, 1999, c. 27, s. 1]

• 2[p23]Repealed

  guaranteed home improvement loan[Repealed, R.S., 1985, c. 25 (4th Supp.), s. 1]

• 2[p24]Repealed

  home improvement loan[Repealed, R.S., 1985, c. 25 (4th Supp.), s. 1]

• 2[p25]

  house means a building or movable structure, or any part thereof, that is intended for human habitation and contains not more than two family housing units, together with any interest in land appurtenant to the building, movable structure or part thereof; (maison)

• 2[p26]

  housing project means

• 2[p26](a)

  any building or movable structure, or any part thereof, that is intended for human habitation,

• 2[p26](b)

  any property that is intended to be improved, converted or developed to provide housing accommodation or services in support of housing accommodation, or

• 2[p26](c)

  any property that is associated with housing accommodation, including, without limiting the generality of the foregoing, land, buildings and movable structures, and public, recreational, commercial, institutional and parking facilities; (ensemble d’habitation)

• 2[p30]Repealed

  Indian[Repealed, 1999, c. 27, s. 1]

• 2[p31]Repealed

  Indian band[Repealed, 1999, c. 27, s. 1]

• 2[p32]

  insured loan means a loan that is insured by the Corporation under Part I; (prêt assuré)

• 2[p33]Repealed

  lender[Repealed, 1999, c. 27, s. 1]

• 2[p34]Repealed

  lending value[Repealed, 1999, c. 27, s. 1]

• 2[p35]

  limited-dividend housing company means a company incorporated to construct, hold and manage a low-rental housing project, the dividends payable by which are limited by the terms of its charter or instrument of incorporation to five per cent per annum or less; (société immobilière à dividendes limités)

• 2[p36]

  low-rental housing project means a housing project undertaken to provide decent, safe and sanitary housing accommodation, complying with standards approved by the Corporation, to be leased to families of low income or to such other persons as the Corporation, designates, having regard to the existence of a condition of shortage, overcrowding or congestion of housing; (ensemble d’habitation HLM ou HLM)

• 2[p36](a)

  in its discretion, in the case of a housing project owned by it, or

• 2[p36](b)

  under agreement with the owner, in the case of a housing project not owned by it,

• 2[p39]

  metropolitan area means a city together with one or more adjacent municipalities in close economic relationship with the city; (communauté urbaine)

• 2[p40]

  Minister means such member of the Queen’s Privy Council for Canada as is designated by the Governor in Council as the Minister for the purposes of this Act; (ministre)

• 2[p41]Repealed

  mortgage[Repealed, 1999, c. 27, s. 1]

• 2[p42]Repealed

  multiple-family dwelling[Repealed, 1999, c. 27, s. 1]

• 2[p43]

  municipality means an incorporated city, metropolitan area, town, village, county, township, district, rural municipality or other municipality; (municipalité)

• 2[p44]

  non-profit corporation means a corporation, no part of the income of which is payable to or is otherwise available for the personal benefit of any proprietor, member or shareholder thereof; (association personnalisée)

• 2[p45]

  official community plan means a master plan of community development and land utilization prepared by a local planning authority and legally adopted by or on behalf of a municipality; (plan d’urbanisme)

• 2[p46]Repealed

  one-family dwelling[Repealed, R.S., 1985, c. 25 (4th Supp.), s. 1]

• 2[p47]Repealed

  owner[Repealed, 1999, c. 27, s. 1]

• 2[p48]

  person includes a group of persons, an organization, a municipality or a department or agency of the government of Canada or of a province; (personne)

• 2[p49]Repealed

  regulation[Repealed, 2012, c. 19, s. 350]

• 2[p50]Repealed

  rent reduction fund[Repealed, 1999, c. 27, s. 1]

• 2[p51]

  rental housing project means a housing project occupied or intended to be occupied primarily by a person other than the owner. (ensemble d’habitation locatif)

• 2[p52]Repealed

  reserve[Repealed, 1999, c. 27, s. 1]

• 2[p53]Repealed

  semi-detached dwelling[Repealed, R.S., 1985, c. 25 (4th Supp.), s. 1]

• 2[p54]Repealed

  title[Repealed, R.S., 1985, c. 25 (4th Supp.), s. 1]

• 2.1Debts treated as loans
• 2.1(1)

  For the purposes of this Act, a transaction by which a person becomes indebted to a creditor is to be treated as the making of a loan from the creditor to the person.

• 2.1(2)Persons treated as owner

  If the Corporation is of the opinion that the circumstances so warrant, a lessee, a purchaser under an agreement or an occupant may be treated as an owner for the purposes of this Act.

• 3Purpose

  The purpose of this Act, in relation to financing for housing, is to promote housing affordability and choice, to facilitate access to, and competition and efficiency in the provision of, housing finance, to protect the availability of adequate funding for housing at low cost, and generally to contribute to the well-being of the housing sector in the national economy.

• 4Her Majesty has rights and obligations of the Corporation

  Every right or obligation acquired or incurred by the Corporation under this Act, whether in its name or in the name of Her Majesty, is a right or obligation of Her Majesty.

• 4.1Repealed

  [Repealed, 1999, c. 27, s. 3]

• 5Designation
• 5(1)

  The Corporation may designate any person as an approved lender for the purposes of this Act.

• 5(2)Term of designation

  The designation of an approved lender and any renewal of that designation are in force for any period that the Corporation may specify.

• 5(3)Conditions and restrictions

  The Corporation may, at any time, establish conditions and restrictions applicable to an approved lender.

• 5(4)Suspension

  The Corporation may, at any time, suspend or cancel the designation of an approved lender.

• 5(5)Fees

  The Corporation may establish schedules of fees payable by approved lenders in relation to their designation and supervision.

• 5(6)Regulations

  The Governor in Council may, on the recommendation of the Minister of Finance, make regulations respecting the designation of approved lenders, including regulations establishing criteria that a person must meet in order to be so designated.

• 6Powers of approved lenders
• 6(1)

  Subject to subsection (2), an approved lender who is subject to the jurisdiction of Parliament may, notwithstanding any restrictions on the power of the lender contained in any other statute or law,

• 6(1)(a)

  make loans on such terms and conditions as are provided for by or under this Act;

• 6(1)(b)

  acquire from the Corporation any secured obligation in favour of the Corporation that is to be insured or guaranteed by the Corporation after it is acquired;

• 6(1)(c)

  dispose of or acquire insured loans together with the security taken in respect of those loans;

• 6(1)(d)

  pledge an insured loan with the Corporation or an approved lender to secure the repayment of money borrowed, and borrow money from the Corporation or an approved lender on the security of an insured loan;

• 6(1)(e)

  administer an insured loan for and on behalf of the holder of the loan; and

• 6(1)(f)

  on such terms and conditions as are specified by the Corporation, act as agent for the Corporation in the exercise of any of the Corporation’s powers and functions under Part I and in the making or administering of loans that the Corporation is authorized to make.

• 6(2)Restriction of powers

  The Corporation may restrict the powers that an approved lender may exercise under subsection (1).

• 7Definitions

  The following definitions apply in this Part.

• 7[p78]Repealed

  Chairperson of the Canada Deposit Insurance Corporation[Repealed, 2016, c. 7, s. 171]

• 7[p79]

  Commissioner of the Financial Consumer Agency of Canada means the Commissioner of the Financial Consumer Agency of Canada appointed under section 4 of the Financial Consumer Agency of Canada Act. (commissaire de l’Agence de la consommation en matière financière du Canada)

• 7[p80]

  Governor of the Bank of Canada means the Governor of the Bank of Canada appointed under section 6 of the Bank of Canada Act. (gouverneur de la Banque du Canada)

• 7[p81]

  housing loan means a loan that

• 7[p81](a)

  relates to a housing project;

• 7[p81](b)

  is secured at least in part by security on or affecting a housing project or by an agreement relating to the use, occupancy or disposal of a housing project;

• 7[p81](c)

  is made for the purpose of acquiring a financial interest in a person who, directly or indirectly, owns, leases or operates a housing project; or

• 7[p81](d)

  is made for the purpose of refinancing a debt that the Corporation is of the opinion relates to a housing project or to a financial interest referred to in paragraph (c). (prêt à l’habitation)

• 7[p86]

  Superintendent means the Superintendent of Financial Institutions appointed under section 5 of the Office of the Superintendent of Financial Institutions Act. (surintendant)

• 7.1Objects

  The Corporation has the following objects in carrying on any activities under this Part or Part I.1:

• 7.1(a)

  to promote the efficient functioning and competitiveness of the housing finance market;

• 7.1(b)

  to promote and contribute to the stability of the financial system, including the housing market; and

• 7.1(c)

  to have due regard to the Corporation’s exposure to loss.

• 8Insurance of loans
• 8(1)

  The Corporation may provide insurance against risks relating to housing loans.

• 8(2)For whose benefit

  For lenders, the purpose of insuring housing loans is to indemnify lenders in the event of default by borrowers. The obligations of borrowers or other persons are not released or discharged by that insurance or indemnification.

• 8.1Regulations — Minister of Finance
• 8.1(1)

  The Minister of Finance may, after consulting the Governor of the Bank of Canada and the Superintendent, make regulations respecting classes of housing loans and the criteria to be met by loans in each of those classes in order for the Corporation to be able to provide insurance against risks relating to those loans.

• 8.1(1.1)Criterion — guarantee

  Any criterion established by a regulation made under subsection (1) that relates to a guarantee of payment referred to in subsection 14(1) may apply to an existing insured loan.

• 8.1(2)Coming into force

  A regulation made under this section comes into force on the day on which it is published in the Canada Gazette or on any later day that is specified in the regulation unless the regulation provides otherwise and it gives effect to a budgetary or other public announcement, in which case the regulation must not come into force before the day on which the announcement was made.

• 8.2Fees for risk exposure

  The Minister of Finance may fix a fee to be paid by the Corporation to the Receiver General to compensate Her Majesty for Her exposure to the risks covered by Her agent the Corporation arising from the insurance relating to housing loans. That Minister shall notify the Corporation in writing of the fee.

• 9Payments by Corporation for completion

  If the Corporation has insured a loan that has been provided to finance the completion of work relating to, or the supply of materials for, a housing project and the work has not been completed, the materials have not all been supplied or the work or materials have not been fully paid for, the Corporation may make loans or payments for the completion of the work or the supply of the materials or for the satisfaction of claims in respect of the project.

• 10Avoiding or curing defaults
• 10(1)

  The Corporation may make payments to approved lenders or to holders of insured loans, and may make loans or payments to borrowers or their assignees, for the purpose of avoiding or curing, in whole or in part, default under insured loans or facilitating variation of the terms of payment of insured loans, or for any other purposes that the Corporation considers appropriate to protect its interest as an insurer.

• 10(2)Subrogation

  If the Corporation makes a payment to an approved lender or holder of an insured loan under subsection (1), the Corporation is subrogated, to the extent of the amount of the payment, to all the rights and interests of the lender or holder in respect of that amount, and may maintain an action in respect of those rights and interests in the name of the lender or holder or in the name of the Corporation. Any money recovered by the lender or holder must first be applied against money owing to the lender or holder on account of the insured loan.

• 10(3)Waiver

  The Corporation may waive the right of subrogation referred to in subsection (2).

• 11Maximum total

  Despite anything in this Act, the total of the outstanding insured amounts of all insured loans may not exceed the sum of

• 11(a)

  eight hundred billion dollars, and

• 11(b)

  any additional amounts authorized by Parliament under an appropriation Act or other Act of Parliament on or after the day on which the Budget Implementation Act, 2024, No. 1 receives royal assent.

• 11.1Repealed

  [Repealed, 2024, c. 17, s. 151]

• 11.2 and 11.3Repealed

  [Repealed, 1999, c. 27, s. 3]

• 12Administration of housing loans

  The Corporation may administer a housing loan by agreement with the holder of the loan.

• 13Corporation may lend

  The Corporation may make a housing loan in any of the following circumstances:

• 13(a)

  where the loan would otherwise not be available to the borrower;

• 13(b)

  where the Corporation intends to

• 13(b)(i)

  make a contribution to the borrower,

• 13(b)(ii)

  make another loan, or advances on another loan, to the borrower, or

• 13(b)(iii)

  forgive any indebtedness of the borrower to the Corporation; or

• 13(c)

  where the Corporation is a party to an agreement respecting the operation of the housing project to which the loan relates.

• 14Guarantee
• 14(1)

  The Corporation may — with the Minister of Finance’s approval and on any terms or conditions that are specified by him or her — guarantee payment of any or all of the principal or interest, or both, in respect of securities issued on the basis of housing loans. The terms and conditions may, among others, relate to the amount and price of the guarantee, the characteristics of the securities to be guaranteed and the manner in which the securities are to be issued.

• 14(2)Regulations — Governor in Council

  The Governor in Council may, on the Minister of Finance’s recommendation, make regulations respecting the characteristics of those who may issue or sell the securities.

• 14(3)Regulations — Minister of Finance

  The Minister of Finance may make regulations respecting the characteristics of the housing loans.

• 14(4)Compensation

  The Minister of Finance may fix a fee to be paid by the Corporation to the Receiver General to compensate Her Majesty for Her exposure to the risks arising from a guarantee referred to in subsection (1). That Minister shall notify the Corporation in writing of the fee.

• 14.1Prohibition

  It is prohibited for the Corporation to guarantee payment of any or all of the principal or interest, or both, in respect of a covered bond as defined in section 21.5.

• 14.2 to 14.8Repealed

  [Repealed, 1999, c. 27, s. 3]

• 15Maximum total
• 15(1)

  Despite anything in this Act other than subsection (2), the total of the outstanding guaranteed amounts of principal for all issues of securities in respect of which guarantees that have been given under section 14 are in force may not exceed the total amount provided for in section 11.

• 15(2)Maximum total — other Acts

  The total of the outstanding guaranteed amounts of principal may not exceed the amount authorized by Parliament under an appropriation Act or other Act of Parliament.

• 15.1Repealed

  [Repealed, 1999, c. 27, s. 3]

• 16Interest rate protection

  The Corporation may provide protection against the effects of changes in interest rates for housing loans.

• 17Dealing in obligations by Corporation

  The Corporation may

• 17(a)

  acquire housing loans or interests in housing loans;

• 17(b)

  make loans to the holders of housing loans;

• 17(c)

  sell any obligation held by the Corporation and may, under an agreement made with the purchaser, continue to administer the obligation; and

• 17(d)

  issue securities based on housing loans.

• 17.1Mortgage insurance

  The Corporation may provide the liquidator of a company, society or foreign company within the meaning of subsection 2(1) of the Insurance Companies Act with services in relation to the company’s, society’s or foreign company’s mortgage insurance business, and it may acquire some or all of the company’s, society’s or foreign company’s mortgage insurance policies or reinsure some or all of its mortgage insurance policies.

• 18Reinsurance
• 18(1)

  The Corporation may obtain reinsurance with respect to the risk covered by the Corporation in respect of any insurance, guarantee or other protection provided by the Corporation under this Part.

• 18(2)Payment to Receiver General

  The Corporation may pay to the Receiver General amounts determined in accordance with the Corporation’s corporate plan approved under section 122 of the Financial Administration Act to compensate Her Majesty for Her exposure to the risks covered under this Part by Her agent the Corporation. Those amounts are, for the Corporation, expenses of carrying on business under this Part.

• 19Terms and conditions

  Subject to any regulations made under this Part, the Corporation may

• 19(a)

  set the terms and conditions on which it exercises any powers or functions under this Part, including terms and conditions relating to the payment of claims in respect of any insurance, guarantee or other protection provided by the Corporation under this Part; and

• 19(b)

  establish schedules of premiums, fees and charges for anything done in the exercise of any powers or functions of the Corporation under this Part.

• 20Agents

  The Corporation may authorize an approved lender to act as agent for the Corporation in the exercise of any of its powers or functions under this Part, including in a situation involving a loan made or administered by the lender.

• 20.1 and 20.2Repealed

  [Repealed, 1999, c. 27, s. 3]

• 21Establishment of funds
• 21(1)

  The Corporation must establish and maintain funds to provide for claims, losses, expenditures and costs relating to the conduct of its business under this Part.

• 21(2)Corporate plan

  The Corporation’s corporate plan required under section 122 of the Financial Administration Act must contain a proposal that the Corporation’s profits from the conduct of its business under this Part that are not credited to a fund established under subsection (1) be used for one or more of the following purposes:

• 21(2)(a)

  the capitalization of the Corporation’s business under this Part;

• 21(2)(b)

  the payment of a dividend to the Consolidated Revenue Fund;

• 21(2)(c)

  the purposes of this Act or the Canada Mortgage and Housing Corporation Act or any other purpose authorized by Parliament relating to housing; and

• 21(2)(d)

  retention.

• 21(3)Implementation of proposal

  The Corporation is authorized to implement a proposal referred to in subsection (2) after the proposal is approved under section 122 of the Financial Administration Act as part of the Corporation’s corporate plan.

• 21(4)Non-application

  Section 29 of the Canada Mortgage and Housing Corporation Act does not apply to profits from the conduct of the Corporation’s business under this Part.

• 21.1Obligation to retain information, books and records
• 21.1(1)

  The Corporation shall keep and retain books and records, and retain information, in respect of its activities under this Part and Part I.1, including any books, records or information that are prescribed by regulation.

• 21.1(2)Obligation to provide information or copies

  At the request of the Minister of Finance, the Corporation shall, without delay, provide that Minister with any information or copies of any books or records that it is required to retain.

• 21.1(3)Power to disclose

  The Minister of Finance may disclose to the Superintendent, the Governor of the Bank of Canada, the Chief Executive Officer of the Canada Deposit Insurance Corporation and the Commissioner of the Financial Consumer Agency of Canada any information or copies of any books or records received under subsection (2).

• 21.1(4)Public information

  The Corporation shall make available to the public the books, records and information that are prescribed by regulation.

• 21.1(5)Regulations

  The Governor in Council may, on the Minister of Finance’s recommendation, make regulations respecting the manner in which books and records are to be kept and retained, the manner in which information is to be retained and the manner in which books, records and information are to be made available to the public.

• 21.2Examination or inquiry
• 21.2(1)

  The Superintendent, from time to time but at least once in each calendar year, shall make or cause to be made any examination or inquiry that the Superintendent considers to be necessary or expedient to determine whether the Corporation is carrying on any or all of its activities under this Part and Part I.1 in a safe and sound manner, including whether it is carrying on those activities with due regard to its exposure to loss.

• 21.2(2)Access to records

  For the purposes of the examination or inquiry, the Superintendent or a person acting under his or her direction

• 21.2(2)(a)

  has a right of access to any books or records that are held by or on behalf of the Corporation in respect of its activities; and

• 21.2(2)(b)

  may require the Corporation’s directors, officers and auditors to provide information and explanations to the Superintendent, to the extent that they are reasonably able to do so, in respect of the Corporation’s activities.

• 21.2(3)Report to Corporation and Ministers

  The Superintendent shall report the results of the examination or inquiry, including any recommendations, to

• 21.2(3)(a)

  the Corporation’s board of directors; and

• 21.2(3)(b)

  the Minister and the Minister of Finance.

• 21.2(4)Proposal in corporate plan

  The Corporation’s corporate plan that is required under section 122 of the Financial Administration Act must contain a proposal indicating how the Corporation will address the recommendations.

• 21.2(5)Obligation to provide information or copies

  At the request of the Superintendent, the Corporation shall, without delay, provide him or her with any information or copies of any books or records that it is required to retain in respect of its activities under this Part and Part I.1.

• 21.2(6)Confidentiality

  Subject to any other provision of this Act, all information in respect of the Corporation’s activities under this Part and Part I.1, including regarding a person dealing with the Corporation, that is obtained by the Superintendent or a person acting under his or her direction is confidential and shall be treated accordingly.

• 21.2(7)Power to disclose

  The Superintendent may disclose any information or copies of any books or records that are received under this Part or Part I.1 to

• 21.2(7)(a)

  the Minister and the Minister of Finance;

• 21.2(7)(b)

  the Governor of the Bank of Canada;

• 21.2(7)(c)

  the Chief Executive Officer of the Canada Deposit Insurance Corporation; and

• 21.2(7)(d)

  the Commissioner of the Financial Consumer Agency of Canada.

• 21.3Superintendent to ascertain expenses
• 21.3(1)

  The Superintendent shall, before December 31 in each year, ascertain the total amount of expenses incurred during the preceding fiscal year in connection with the administration of section 21.2.

• 21.3(2)Obligation to pay

  The Corporation shall pay the amount within 30 days after the day on which the Superintendent notifies it in writing of the amount.

• 21.3(3)Fiscal year

  For the purpose of subsection (1), the fiscal year is the period beginning on April 1 in one year and ending on March 31 in the next year.

• 21.4Regulations

  The Governor in Council may, on the Minister of Finance’s recommendation, make regulations respecting the Corporation’s activities under this Part, including regulations

• 21.4(a)

  respecting the conditions and limitations to which those activities are subject;

• 21.4(b)

  respecting the terms and conditions on which and manner in which the Corporation may exercise its powers under this Part; and

• 21.4(c)

  prescribing anything that is to be prescribed by this Part.

• 21.5Definitions

  The following definitions apply in this Part.

• 21.5[p183]

  affiliate means an affiliate as defined in section 2 of the Bank Act. (groupe)

• 21.5[p184]

  covered bond means, except in paragraph 21.53(b), a debt obligation in relation to which the principal and interest owing are guaranteed to be paid from the loans or other assets held by a guarantor entity. (obligation sécurisée)

• 21.5[p185]

  covered bond collateral means the loans or other assets that secure the payment of principal, interest and any other amounts owing in relation to the covered bonds that are issued under a registered program. (garantie d’obligations sécurisées)

• 21.5[p186]

  derivatives agreement means a financial agreement whose obligations are derived from, referenced to, or based on, one or more underlying reference items. (contrat dérivé)

• 21.5[p187]

  guarantor entity means an entity that is created and organized for the principal purpose of holding loans or other assets as the covered bond collateral for a registered program with the intention of legally isolating those loans or other assets from the registered issuer. (societé garante)

• 21.5[p188]

  registered issuer means an institution that is registered in the registry under section 21.53. (émetteur inscrit)

• 21.5[p189]

  registered program means a program that is registered in the registry under section 21.55. (programme inscrit)

• 21.5[p190]

  registry means the registry established under section 21.51. (registre)

• 21.51Registry
• 21.51(1)

  The Corporation must establish and maintain a registry containing

• 21.51(1)(a)

  the names and business addresses of registered issuers;

• 21.51(1)(b)

  a list of registered programs and information relating to those programs, including the name of each essential service provider to the guarantor entity;

• 21.51(1)(c)

  a list of registered issuers whose right to issue covered bonds is suspended under subsection 21.62(1) and the reasons for the suspension;

• 21.51(1)(d)

  any other information that, in the Corporation’s opinion, is necessary; and

• 21.51(1)(e)

  any prescribed information.

• 21.51(2)Accessible to public

  The Corporation must make the registry accessible to the public through the Internet and by any other means that it considers appropriate.

• 21.52Application for registration of issuers