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FederalPassed45th Parliament, 1st Session

Bill S-1001 explained in plain English

An Act to authorize Gore Mutual Insurance Company to apply to be continued as a body corporate under the laws of the Province of Quebec

Federal Parliament bill summary, status, timeline, sponsor, votes, and official sources.

At a glance

Jurisdiction
Federal Parliament
Legislature / Parliament
Parliament of Canada
Session
45th Parliament, 1st Session
Bill number
Bill S-1001
Full title
An Act to authorize Gore Mutual Insurance Company to apply to be continued as a body corporate under the laws of the Province of Quebec
Current status
Passed
Latest event
Royal assent received
Last updated
Nov 20, 2025

Official Parliament of Canada snapshot for 45th Parliament, 1st Session. MP vote breakdowns appear when the House of Commons publishes a recorded division export for that bill. Senate and House stage details include official debate/sitting links when LEGISinfo publishes them.

Chamber
Parliament of Canada
Current Stage
Royal assent received
Latest Activity
Nov 20, 2025
Plain-language explanation
In plain English (our explanation)

Our plain-language take, written for civic education.

Source: By PoliticalData.ca

AI-assisted, reviewed before publishing
Short Version

Bill S-1001 authorizes Gore Mutual Insurance Company to apply to be continued as a body corporate under Quebec's laws, repeals specific federal acts related to the company, and ends its governance under the federal Insurance Companies Act.

What It Means

This bill allows Gore Mutual Insurance Company to apply to be recognized as a legal entity under Quebec's laws. It permits the company to change its legal status despite existing federal laws, and specifies that once it becomes a Quebec corporation, it will no longer be subject to federal insurance regulations. Certain old federal laws related to the company are also repealed.

What This Bill Does
  • Allows Gore Mutual Insurance Company to apply to be continued as a body corporate under Quebec's laws (Section 1).
  • States that upon continuation, the company will no longer be governed by the Insurance Companies Act (Section 2).
  • Repeals three specific federal acts related to the company: the 1937 incorporation act, the 1944-45 amendment act, and the 1959 name change act (Section 3).
Who Is Affected
  • Gore Mutual Insurance Company (the subject of the bill).
  • Policyholders of the company (as their approval was required for the change).
  • Federal and Quebec regulatory bodies (due to changes in legal governance).
Uncertainties Or Limits
  • The bill does not specify the exact date or process for the company's continuation under Quebec laws.
  • The text does not clarify how the company's transition will affect existing contracts or obligations.
Laws Or Regulations Affected
Insurance Companies Act
Ceases to govern the company after continuation under Quebec laws (Section 2).

The company will no longer be subject to federal insurance regulations after becoming a Quebec corporation.

An Act to incorporate Gore District Mutual Fire Insurance Company (1937)
Repealed upon continuation under Quebec laws (Section 3(a)).

This 1937 federal law is no longer valid after the company's legal status change.

An Act respecting Gore District Mutual Fire Insurance Company (1944-45)
Repealed upon continuation under Quebec laws (Section 3(b)).

This 1944-45 federal amendment is no longer valid after the company's legal status change.

An Act respecting Gore District Mutual Fire Insurance Company (1959)
Repealed upon continuation under Quebec laws (Section 3(c)).

This 1959 federal name change act is no longer valid after the company's legal status change.

Generated using AI from official bill text. Not legal advice. It is written by PoliticalData.ca for civic education, automatically checked and spot-reviewed before publishing.

Official text

Parliamentary Process

Step 1
First reading
Jun 3, 2025
Completed

Bill S-1001's Senate process included first reading on June 3, 2025, second reading on June 10, 2025, committee review, and third reading on October 2, 2025, before receiving royal assent on November 20, 2025.

Introduction and first reading, Jun 3, 2025
End of stage activity, Jun 3, 2025
Chamber sittings
Introduction and first reading - Jun 3, 2025

The Senate debated proposals to limit the use of the 'notwithstanding' clause in the Constitution, focusing on Bill S-218 and related bills, with discussions on procedural safeguards, federal-provincial jurisdiction, and public awareness.

Step 2
Second reading
Jun 11, 2025
Completed

The Senate completed its second reading of Bill S-1001 on June 10, 2025, allowing the bill to progress to committee and eventually receive royal assent on November 20, 2025.

Second reading, Jun 11, 2025
Referral to committee, Jun 11, 2025
End of stage activity, Jun 11, 2025
Chamber sittings
Debate at second reading - Jun 10, 2025

The Senate debated issues related to child benefits, sterilization consent, and a private insurance merger bill, with discussions on policy implementation and ethical considerations.

The Senate debated policy implications of child benefits, referred a private bill to committee, and discussed a private insurance merger proposal.

Debate at second reading - Jun 11, 2025

The Senate debate transcript covers discussions on Bill S-1001 (a financial merger), an AI inquiry motion, and procedural motions, with no final legislative decisions recorded.

Step 3
Consideration in committee
Sep 25, 2025
Completed

The Senate completed its committee review of Bill S-1001 on September 25, 2025, as part of the legislative process that ultimately led to the bill receiving royal assent on November 20, 2025.

Committee report presented without amendment, Sep 25, 2025
End of stage activity, Sep 25, 2025
Chamber sittings
Committee report presented without amendment - Sep 25, 2025

This is an HTML-formatted Senate sitting transcript from September 25, 2025, containing speeches by senators but requiring HTML parsing to access the full debate content.

Step 4
Third reading
Oct 2, 2025
Completed

The Senate completed its third reading of Bill S-1001 on October 2, 2025, approving the bill which was later given royal assent on November 20, 2025.

Third reading, Oct 2, 2025
End of stage activity, Oct 2, 2025
Chamber sittings
Debate at third reading - Oct 2, 2025

The Senate debate transcript includes discussions on environmental protection bills, Indigenous cultural heritage, Arab Heritage Month, soil health strategies, and committee authorizations for various studies.

Step 1
First reading
Oct 2, 2025
Completed

Bill S-1001's House of Commons first reading was completed on October 2, 2025, marking the start of its legislative process before eventual royal assent.

First reading, Oct 2, 2025
End of stage activity, Oct 2, 2025
Chamber sittings
First reading - Oct 2, 2025

This metadata describes a House of Commons sitting record available in HTML format at the provided URL, but does not include the full debate text or legislative analysis.

Step 2
Second reading
Oct 22, 2025
Completed

Bill S-1001 passed the House of Commons Second Reading on October 22, 2025, advancing to the next stage of the legislative process.

Placed in the Order of Precedence, Oct 2, 2025
Second reading and referral to committee, Oct 22, 2025
End of stage activity, Oct 22, 2025
Chamber sittings
Debate at second reading - Oct 22, 2025

The Bloc Québécois introduced Motion No. 14 to reform Canada's international development assistance by increasing funding, improving transparency, and enhancing accountability, while the Conservatives opposed it on fiscal grounds.

Step 3
Consideration in committee
Oct 22, 2025
Completed

Bill S-1001 was agreed to during the House of Commons Consideration in Committee stage on October 22, 2025, as part of its path to becoming law after passing both chambers.

Committee report presented without an amendment, Oct 22, 2025
End of stage activity, Oct 22, 2025
Chamber sittings
Committee report presented without an amendment - Oct 22, 2025

The Bloc Québécois introduced Motion No. 14 to reform Canada's international development assistance by increasing funding, improving transparency, and enhancing accountability, while the Conservatives opposed it on fiscal grounds.

Step 4
Report stage
Oct 22, 2025
Completed

The House of Commons completed the Report stage for Bill S-1001 on October 22, 2025, advancing the bill toward royal assent after prior legislative stages.

Concurrence at report stage, Oct 22, 2025
End of stage activity, Oct 22, 2025
Chamber sittings
Concurrence at report stage - Oct 22, 2025

The Bloc Québécois introduced Motion No. 14 to reform Canada's international development assistance by increasing funding, improving transparency, and enhancing accountability, while the Conservatives opposed it on fiscal grounds.

Step 5
Third reading
Oct 22, 2025
Completed

The House of Commons completed its third reading of Bill S-1001 on October 22, 2025, allowing the bill to proceed to the Senate and eventually receive royal assent.

Third reading, Oct 22, 2025
End of stage activity, Oct 22, 2025
Chamber sittings
Debate at third reading - Oct 22, 2025

The Bloc Québécois introduced Motion No. 14 to reform Canada's international development assistance by increasing funding, improving transparency, and enhancing accountability, while the Conservatives opposed it on fiscal grounds.

Step 1
Royal assent
Nov 20, 2025
Royal assent, Nov 20, 2025
End of stage activity, Nov 20, 2025
Chamber sittings
Royal assent - Nov 20, 2025

We don't have a plain-language summary for Debates of the Senate yet. The official source linked below is the full record.

Debate and sitting links point to official parliamentary sources when LEGISinfo publishes them. Any plain-language discussion summaries should be generated from those official texts and reviewed before public display.

Vote Summary

No published recorded division

This bill does not have a published recorded division in the current official sources, so representative-by-representative vote counts are not shown.

Sponsor
Tony Loffreda
Senator | Independent Senators Group (ISG) | Quebec
Jurisdiction
Federal Parliament

No published representative vote breakdown

The current official sources do not publish a recorded division breakdown for this bill, so there is no representative-by-representative table to show.

Official sources

Status, sponsor, votes, and timeline on this page are drawn from these official legislative sources and public records. Each summary above is attributed to its own source.

How this data is sourced