Bill 199 explained in plain English
Access to Consumer Credit Reports and Elevator Availability Act, 2018
Ontario legislature bill summary, status, timeline, sponsor, votes, and official sources.
At a glance
Official Legislative Assembly of Ontario snapshot for 41st Parliament, 2nd Session. Representative vote breakdowns appear when the Assembly publishes an Ayes and Nays page for the bill.
Our plain-language take, written for civic education.
Source: By PoliticalData.ca
Bill 199, the Access to Consumer Credit Reports and Elevator Availability Act, 2018, amends Ontario's Consumer Reporting Act to enhance consumer access to credit information and security freezes, and amends the Technical Standards and Safety Act, 2000, to establish standards for elevator availability and introduce administrative penalties.
This bill makes changes to two Ontario laws: the Consumer Reporting Act and the Technical Standards and Safety Act, 2000. For consumer reporting, it aims to give consumers more access to and control over their credit information, including their consumer scores. It also introduces rules for the availability of elevating devices (like elevators) and requires reporting on their outages. The bill also introduces administrative penalties for contraventions of the Technical Standards and Safety Act.
- Amends the Consumer Reporting Act to change how consumers can access their credit reports and scores.
- Introduces new rights for consumers regarding security freezes on their files with consumer reporting agencies.
- Grants the Registrar new powers to request and order changes to information held by consumer reporting agencies.
- Amends the Technical Standards and Safety Act, 2000, to allow for the regulation of elevating device (e.g., elevator) availability, repair standards, and outage reporting.
- Introduces a system of administrative penalties for contraventions of the Technical Standards and Safety Act, 2000.
- Modifies the appointment and powers of directors, inspectors, investigators, and assessors under the Technical Standards and Safety Act, 2000.
- Changes the conditions under which orders for administrative penalties can be appealed.
- Consumers seeking access to their credit reports and scores.
- Consumer reporting agencies.
- Owners and operators of elevating devices (e.g., elevators).
- Individuals and corporations that contravene provisions of the Technical Standards and Safety Act, 2000.
- The Registrar under the Consumer Reporting Act.
- Assessors appointed under the Technical Standards and Safety Act, 2000.
- The Corporation (likely a government or quasi-governmental body related to technical standards).
- Consumers have the right to request their consumer report and current consumer score from consumer reporting agencies.
- Consumers have the right to request a security freeze on their file with a consumer reporting agency.
- Consumer reporting agencies must disclose specific information to consumers upon request.
- Consumer reporting agencies must provide trained personnel to explain disclosed information.
- Assessors may impose administrative penalties on persons who contravene certain provisions of the Technical Standards and Safety Act, 2000.
- Individuals and corporations are liable for administrative penalties, which can be enforced by the Superior Court of Justice.
- The Lieutenant Governor in Council may make regulations governing standards of availability for elevating devices.
- Directors, inspectors, investigators, and assessors have powers and duties related to enforcing the Technical Standards and Safety Act, 2000.
- The Act comes into force on the day it receives Royal Assent, except for specific sections which come into force on a day named by proclamation of the Lieutenant Governor.
- Specific sections (2, 4-7, 8(1), 9-11, 13, 15, 16, 18, 20, 22(2)-(3), 23(2), 24) come into force on a day to be named by proclamation.
- Administrative penalties orders must be made by an assessor within two years of the contravention becoming known.
- Appeals of administrative penalty orders must be delivered within 15 days of receiving the order.
- Consumer reporting agencies may be permitted to charge fees for certain disclosures of consumer reports or scores, under specific conditions outlined in regulations.
- Administrative penalties for contraventions of the Technical Standards and Safety Act, 2000, are payable to the Corporation and can be up to $10,000 per contravention.
- The Minister may make regulations regarding fees for applications for registration or renewal of registration under the Technical Standards and Safety Act, 2000.
- The Minister may also make regulations requiring persons subject to the Act to obtain and maintain liability insurance.
- Contravention of the Consumer Reporting Act or its regulations can lead to orders from the Registrar, including orders to amend or discontinue practices.
- Individuals found guilty of an offence under the Technical Standards and Safety Act, 2000, are liable to fines (up to $50,000 for individuals, $1,000,000 for corporations) or imprisonment for individuals.
- Assessors can impose administrative penalties for contraventions of the Technical Standards and Safety Act, 2000, with amounts not exceeding $10,000.
- Payment of an administrative penalty may prevent prosecution for the same contravention.
- Failure to pay an administrative penalty can result in the order being filed with and enforced by the Superior Court of Justice.
- The bill refers to definitions and requirements that are 'prescribed', meaning they will be detailed in regulations, which are not part of this bill text.
- The exact amounts and specific conditions for fees, insurance, administrative penalties, and standards for elevating devices will be set out in regulations.
- The bill does not specify the exact date of Royal Assent, only that some provisions come into force on that date.
- The specific day for the proclamation of certain sections is not provided.
Changes rules about how consumers can get their credit reports and scores, introduces security freezes, and gives the Registrar more power to oversee consumer reporting agencies.
Source: Sections 1-11
Introduces new rules for the availability and repair of elevators and other elevating devices, establishes a system for reporting outages, allows for administrative penalties for violations, and updates definitions and appointment powers for enforcement officials.
Source: Sections 12-24
Generated using AI from official bill text. Not legal advice. It is written by PoliticalData.ca for civic education, automatically checked and spot-reviewed before publishing.
Official textProcess Snapshot
Vote Summary
This bill is still active. We only show vote counts after the legislature publishes a recorded division.
No published representative vote breakdown
This bill is still moving through the process. When a recorded division is published, representative positions can be listed here.
Official sources
Status, sponsor, votes, and timeline on this page are drawn from these official legislative sources and public records. Each summary above is attributed to its own source.
How this data is sourced