Bill 99 explained in plain English
Protection from Coerced Debts Incurred in relation to Human Trafficking Act, 2022
Ontario legislature bill summary, status, timeline, sponsor, votes, and official sources.
At a glance
Official Legislative Assembly of Ontario snapshot for 42nd Parliament, 2nd Session. Representative vote breakdowns appear when the Assembly publishes an Ayes and Nays page for the bill.
Our plain-language take, written for civic education.
Source: By PoliticalData.ca
This bill amends Ontario's Consumer Reporting Act and the Prevention of and Remedies for Human Trafficking Act, 2017, to protect individuals from debts incurred due to human trafficking.
Bill 99, the Protection from Coerced Debts Incurred in relation to Human Trafficking Act, 2022, amends existing Ontario laws to address debts incurred as a result of human trafficking. It aims to prevent the reporting and collection of these debts and prohibits them from being considered when determining the provision of services or products. The bill also establishes a process for determining if a debt is a 'coerced debt' and outlines when the Act comes into effect.
- Amends the Consumer Reporting Act to prevent unfavourable personal information resulting from human trafficking from being included in consumer reports.
- Amends the Prevention of and Remedies for Human Trafficking Act, 2017, by adding a new Part IV that defines 'coerced debt' as a debt incurred under a credit facility while the debtor was subjected to human trafficking.
- Prohibits any person or entity from collecting or attempting to collect a coerced debt.
- Prohibits any person or entity, including creditors, from considering the existence of a coerced debt when deciding whether to provide services or products to a debtor.
- Establishes a process for a debtor or creditor to apply to a prescribed Tribunal to determine if a debt is a coerced debt.
- Provides the Minister responsible for the Act the power to make regulations related to this new Part, including prescribing a Tribunal and governing applications to it.
- States that the new Part IV binds the Crown.
- Individuals who have incurred debts as a result of being subjected to human trafficking.
- Creditors and other persons or entities who may attempt to collect debts.
- Consumer reporting agencies.
- The Crown.
- Individuals have the right not to have unfavourable personal information resulting from human trafficking included in their consumer reports.
- Individuals have the right not to have debts incurred due to human trafficking collected from them.
- Individuals have the right not to have coerced debts considered when applying for services or products.
- Creditors and other persons or entities are prohibited from collecting or attempting to collect coerced debts.
- Creditors and other persons or entities are prohibited from considering coerced debts when determining whether to provide services or products.
- Debtors or creditors have the right to apply to a Tribunal for a determination of whether a debt is a coerced debt.
- The Act comes into force on the day it receives Royal Assent.
- The bill prohibits the collection or attempted collection of coerced debts, but does not specify penalties for non-compliance within the provided text.
- The bill prohibits the consideration of coerced debts, but does not specify penalties for non-compliance within the provided text.
- The specific penalties for violating the prohibitions on collecting or considering coerced debts are not detailed in the provided text.
- The identity and specific powers of the 'Tribunal' that will determine if a debt is a coerced debt are to be prescribed by regulation.
- The bill does not define 'human trafficking'; it refers to the definition in Section 1 of the Prevention of, Remedies for and Measures to Support Recovery from Human Trafficking Act, 2017.
Adds a clause to prohibit the inclusion of unfavourable personal information about a consumer that resulted from human trafficking in consumer reports.
Source: Section 1
Changes the title of the Act to 'Prevention of, Remedies for and Measures to Support Recovery from Human Trafficking Act, 2017'. Amends Section 1 to specify that 'this Act' applies to Parts II and III. Repeals Sections 18 and 19 and substitutes them with new sections establishing Part IV, which defines and prohibits the collection of coerced debts, and prohibits creditors from considering coerced debts when providing services or products.
Source: Section 2
The Minister may make regulations governing applications to the Tribunal, including the application of the Statutory Powers Procedure Act or any of its provisions.
Source: Section 22 (b)
Generated using AI from official bill text. Not legal advice. It is written by PoliticalData.ca for civic education, automatically checked and spot-reviewed before publishing.
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Vote Summary
This bill is still active. We only show vote counts after the legislature publishes a recorded division.
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Official sources
Status, sponsor, votes, and timeline on this page are drawn from these official legislative sources and public records. Each summary above is attributed to its own source.
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