Bill 126 explained in plain English
Protecting Homeowners from Title Fraud Act, 2026
Ontario legislature bill summary, status, timeline, sponsor, votes, and official sources.
At a glance
Official Legislative Assembly of Ontario snapshot for 44th Parliament, 1st Session. Representative vote breakdowns appear when the Assembly publishes an Ayes and Nays page for the bill.
Our plain-language take, written for civic education.
Source: By PoliticalData.ca
This bill amends Ontario's Land Titles Act to expire all existing notices of lodgement of title and requires the land registrar to remove them from the property register within six months.
Bill 126 targets a specific problem in Ontario's property registration system: notices of lodgement of title. These are older legal documents that can be registered against property titles. According to the bill, while new notices of lodgement of title can no longer be submitted for registration, existing old ones remain on file and have been used to defraud homeowners. The bill says these notices serve no purpose in Ontario's modern electronic land titles system and can create confusion, financial problems, and delays when people try to buy or sell property. The bill makes two key changes: 1. **Expiry of all existing notices**: When the bill becomes law, all notices of lodgement of title currently in effect will automatically expire. This happens on the day the bill receives Royal Assent. 2. **Removal from the register**: The land registrar (the official responsible for maintaining property records) must delete all these expired notices from the property register within six months of the bill coming into force. The bill does not specify any penalties, fees, costs, or special procedures. It simply removes these documents from the system to protect homeowners from potential fraud.
- Amends the Land Titles Act by adding a new section (104.1) that addresses notices of lodgement of title
- Deems all notices of lodgement of title that are in effect immediately before the bill comes into force to be expired as of that day
- Requires the land registrar to delete all expired notices of lodgement of title from the register within six months after the bill comes into force
- Comes into force on the day it receives Royal Assent
- Homeowners and property owners in Ontario who have property titles with notices of lodgement of title registered against them
- Property buyers and sellers in Ontario, as the bill aims to remove obstacles and delays in property transactions
- The land registrar in Ontario, who is responsible for deleting the expired notices from the register
- Anyone who has previously registered a notice of lodgement of title against property in Ontario
- The land registrar has an obligation to delete all expired notices of lodgement of title from the register within six months after the bill comes into force
- Homeowners and property owners gain the right to have existing notices of lodgement of title removed from their property titles, eliminating potential encumbrances
- The bill comes into force on the day it receives Royal Assent
- All notices of lodgement of title expire on the day the bill receives Royal Assent
- The land registrar must complete the deletion of all expired notices from the register within six months after the bill comes into force
- The bill text does not explain what a 'notice of lodgement of title' is in detail or how it was used historically
- The bill does not specify consequences or penalties if the land registrar fails to complete the deletion within six months
- The bill does not specify the mechanism or process the land registrar will use to identify and delete expired notices
- The bill does not address whether persons who registered notices of lodgement of title will receive notice that their registrations are being deleted
- The bill does not specify the exact date of Royal Assent, only that the bill comes into force on that day
- The bill does not define which notices qualify as being 'in effect immediately before' the bill comes into force
A new section 104.1 is added to the Land Titles Act. This section automatically expires all existing notices of lodgement of title on the day the bill comes into force and requires the land registrar to remove them from the property register within six months.
Source: Section 1 of Bill 126
Generated using AI from official bill text. Not legal advice. It is written by PoliticalData.ca for civic education, automatically checked and spot-reviewed before publishing.
Official textProcess Snapshot
Vote Summary
This bill is still active. We only show vote counts after the legislature publishes a recorded division.
No published representative vote breakdown
This bill is still moving through the process. When a recorded division is published, representative positions can be listed here.
Official sources
Status, sponsor, votes, and timeline on this page are drawn from these official legislative sources and public records. Each summary above is attributed to its own source.
How this data is sourced